Secured Lending

As a team our solicitors act for both lenders and borrowers, giving us useful insights into current property market developments and industry standards on both sides of a deal. Our clients include major banks, leading bridging lenders, as well as significant borrowers for real estate investment and development.

Our lawyers advise on property finance transactions both in the UK and in instances where the borrower or lender is based offshore. 

As a lender, we appreciate that our primary objective is ensuring you are secured. However we see our role in your loan transactions as a crucial function in enabling you to fully understand the nature and level of any risks in a transaction.

In any lending transaction communication is key. We work with our lenders and their brokers and valuers throughout each transaction to ensure our clients are made aware of any issues as early as possible, hopefully resulting in speedy and safely concluded secured loans.

Our lawyers are highly experienced in dealing with secured lending against a range of types of property assets. These include:

• Public houses
• Restaurants
• Retail shops
• Office premises
• Commercial and residential development sites
• Houses in multiple occupation (HMOs).

Our team undertakes work in the following areas:

• Buy-to-let loans 
• Development finance 
• Portfolio loans
• Bridging loans 
• Drafting and negotiating security documents 
• Personal and corporate guarantees 
• Second charge and mezzanine finance
• Intercreditor and loan investment documents.

Ranked in Legal 500

Our inclusion in Legal 500 reflects our commitment to excellence and the exceptional capabilities of our dedicated team and department. The Legal 500 is a respected global legal directory that thoroughly assesses law firms’ capabilities and performance in various practice areas.

Testimonials

Collated independently by Legal 500 research team.

• ‘BBS are highly responsive and client focused. They take a practical approach and offer meaningful advice which assists with commercial decision-making.’

• ‘Avi Barr is focused and commercial. He is a pleasure to work with and goes the extra mile for his clients. He has significant experience in real estate, which is very helpful.’